Question: What steps should I take before applying for a loan to open a small business? I’d like to maximize my chances of getting a good response. Answer: Getting a small business bank loan is never easy, and it’s been especially difficult since the financial crash of 2008 and the lingering credit crunch. Even though small business lending is rebounding somewhat, it is still virtually impossible to get a loan to fund a business. That’s because lenders want to see a financial

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